13 Useful Tips for Safe Banking Practices and Security methods (Online Banking Security)

We all live in the 'digital world' now and sometimes we hear stories of security breaches happening to people in their bank accounts whether on TV or online such as online fraud cases or bank accounts being upgraded and so on. This is because people are as smart as their smartphones. And they wanted to do baking stuff online by sitting in their bed. But they forget about the fact that there are many fraudulent companies out there online and such companies are always trying to find out about your bank details and personal information. You have to be VERY careful! from such fake notifications, SMS / messages, Huge Offers, Cashbacks or Reward Offers, etc. or details of current COVID-19 Pandemic information from unknown sources. In this article, we will discuss how to make your bank account secure in this online world.

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  • How to stay safe online? -
    As I mentioned above, many people have an idea about the baking of the internet in the technology world. Also, people like to make bake sales online with just a few clicks on their mobile phones. In addition, even the banking sector is growing day by day. They provide online banking services to their customers in a healthy and safe environment. It can be Internet baking, mobile banking, or any other service. In addition, using ICICI's Internet baking methods their customers can make quick transactions by staying at home. Obviously, because of such services, people do not have to visit the bank personally for busy banking activities such as cash transfers, etc.
    Online Banking Security
    Online Banking Security

    Today, there are many questions that arise in the privacy and security of the digital world. No doubt, your bank provides you with the fastest and fastest online baking services available, but sometimes, it's the same risk for you while you do your online banking transactions. Millions of people have their own bank accounts but very few of them (due to lack of information) know how to use Internet Banking and how to make online transactions, etc. As for those who do their online banking, be sure to follow the bank's secure means to protect your bank account and protect your privacy and personal information from fraud.

    13 Useful tips for safe online banking practices - ICICI safe banking [Internet banking security]

    Now, let's take a closer look at those useful tips that stand for safer banking practices:

    1. Never share your bank details with anyone.

    I know Sharing cares, but in this "online banking" world, "Sharing is crying".

    Never share your personal details like your Debit Card Number, Expiration Date, CVV number, ATM pin, UPI PIN, One-Time-Pin [OTP], User ID, Password, or other personal information about ANYONE. Bank employees never ask for personal information. So be wary of such things even if they say they want to drive from your bank.

    Sharing your username and password for any sensitive information can lead hackers to gain access to your bank account. Hackers are unauthorized users who log into your account to steal, change, or destroy your information. So please make sure you keep all your personal information only.

    2. Create a strong password and keep changing it regularly.

    This is the first and most important tip ever. As you already know, whenever you apply to enable a bank account for your bank account, they provide you with your user ID and password for your account and the command to set up your password after first logging in. And when you sign in to your account for the first time, you are asked to set your password.

    Make sure your new password should be more complex, powerful, and easy to remember. The bank's website also provides you with password-like tips that should be alphanumeric or should have a combination of large coins and small letters or should include some special characters. For security purposes, you should continue to change your password regularly and never use the same password for a long time.

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  • 3. Use official banking apps or websites.

    Use Legal Bank Bank Today, all standard banks have developed their mobile applications for their customers. You should also refer to only authorized or official banking applications. Also, be sure to install apps from trusted sources such as Google PlayStore or Apple iStore.

    In particular, legitimate banking apps are always secure and come with built-in security features for all your banking activities. Never trust any anonymous sources for installing Android .apkor Apple.pk files directly to your smartphones.

    4. Follow the two-factor verification.

    Two-factor authentication gives you an extra layer of security for your account. With 2-step verification, you'll surely secure your account with your password and mobile number. Also, whenever you try to sign in to your bank account, the bank immediately sends you a text message or e-mail with a unique verification code or OTP. This is nothing but the high level of security provided by banks.

    In addition, register your mobile number and E-mail address with your bank account to receive change alerts. It also helps to keep track of everything going on at the bank. This way, you'll get real-time updates on things happening with your bank accounts such as your bank transactions, any new services published by your bank, and many other things. This can happen when you register your mobile number and email ID with your bank account.

    5. Use only real antivirus software.

    There are many viruses and Malware online that attack your important files and details such as Transaction passwords, Card Number, CVV, and many other things that you use to do banking work. So be sure to install the actual anti-virus or anti-malware program on your computer. Also, be sure to keep it up to date.

    Also, do not browse any kind of anonymous websites and do not click on any anonymous Links / Ads on the Internet. A trojan is a different kind of malicious code or software that looks like "Legitimate" but it can control your computer. Once the virus is installed on your computer, it becomes very difficult to remove it.

    To be honest, install Genuine Antivirus Softwares Only on your computer. Antiviruses are always protecting your PC from harmful viruses and malware attacks. Antivirus not only protects data but also alerts you often in case you attempt any untrustworthy attempt.

    6. Be careful from emails and phishing messages.

     Messages It is never a good practice to follow any anonymous links you receive through messages, emails, emails, or otherwise. Phishing links are a type of fraud that asks your bank details and sensitive data.

    Basically, phishing is a type of attack that used to steal user data, including login details and credit card numbers. This happens when an attacker, pretending to be a trusted organization, tries to get the user to open their email, instant message, or text message by offering great offers, easy returns, etc. Mostly, people get those temptations and click on such links for stealing sensitive data and doing banking stuff. This is how people share personal data with attackers.

    No bank has ever asked you to share your sensitive information; such as personal information, or account information, or E-mail or texting / calling you. So you should be wary of these things and DO NOT entertain entertainment emails or similar phishing messages.

    7. Always go out when you're done and clear history.

    This is a good practice that, once you have completed all your tasks, you should log into a bank account. It doesn't take a second, no more than that and it kills your login time. But people often forget this little thing and it's very dangerous to keep your Active for login time in the long run, it's like sending an invitation to hackers.

    In addition to this, as I mentioned above, always be sure to clear all your browsing, cached data on your computer. Also, never store your data bank username, password, or any sensitive information. This is helpful with your account security view.

    8. Keep checking your account regularly.

    This is yet another good practice where you have to pay attention to all your bank account activities. Also, you should check your bank statement and payment regularly. In the case of online banking, downloading a copy of your bank statement is an easy task.

    Always be aware of other transactions in your bank account. In the event of anonymous transactions in your bank account, make sure that with a bank statement, and if any material differences occur, you can contact the bank immediately. As you know, Internet banking offers 24x7 service, so use that. Check everything you do from your last entry at any time of the day.

    9. Avoid using public computers for banking.

    Never use other public computers to perform secure banking transactions. Or, try to avoid connecting to an unreliable or unknown Wi-Fi network. People tend to ignore such small things and get straight into their bank accounts. But let me tell you one thing when you log out of any Cybercafe or online library, there is a good chance that your password will be tracked or seen by others.

    In any case, if you have to sign in to your bank account in any commercial or cybercafes, be sure to clear all browsing history and browser cache before you leave. Also, don't let the browser remember your username and password for any sensitive information.

    10. Disable the auto-fill option.

    Whenever you use your laptop or someone else's laptop, be sure to disable the auto-fill option in the browser. This is to avoid storing your sensitive information in a browser such as a Username, Password, Debit and Credit card information, or other information.

    In addition, if you have another extension or add-on installed in your browser that stores all your login information, then immediately remove that from the browser.

    Also, avoid choosing the "Remember me" or "Keep me in" etc. type of option while trying to log into your bank account online. This is not safe from a security point of view.

    11. Do not allow anyone to access your laptop or mobile phone.

    This is one of the important tips for internet banking users. Please make sure you do not allow anyone accesses to your laptop, laptop, or computer. Also, don't ask anyone to access your bank account on your behalf. It is a huge increase for you and the security of your bank account.

    In simple terms, the privacy of your account is not good. It's like sending an open invitation to hackers or potential thieves.

    12. Verifying numbers.

    These days, there are many illegal phones coming to our mobile phone as a bank employee. In fact, not all bank employees, can be fraudulent phone calls. Rest assured, you are not answering such fraudulent calls, they are just trying to know your details.

    I do, but you must understand that no bank has ever asked you for your information, or other sensitive information. You must verify the call center number from the bank or their official website.

    13. Confirm app permission.

    This is one of the small but effective tips. Always verify bank app permissions and allow access to those features that are only appropriate for the application. There is no need to provide access to everything from your mobile device such as photos, files, etc.

    You can enable appropriate app permissions such as notifications, updates, etc. They are usually not illegal in your smartphone guide. This way you will keep your bank account protected from dishonest attacks.

    Trusting the above tips will help you keep your bank account safe. The security of your bank account is in your hands, so be sure to read all of the tips above and try to follow them, if you haven't already.

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  • Anyway, if you find something more promising than I wrote above and want to suggest any other things, don't hesitate to use the comment section below. Feel free to contact me anytime. Glad to hear from you and would like to share as much information as you can to help others.

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